Below are anonymized examples that show how disciplined process meets real constraints. Each study lists the objective, constraints, policy, and monitoring plan. Results are presented with context so you can see how decisions would travel to your own plan.
Objective: compound savings at a moderate pace while capping severe drawdowns. Constraints include ISA and pension wrappers, annual contributions, and a home purchase plan. Policy blends global equities, short duration bonds, and a small managed futures sleeve for crisis defense.
Objective: preserve real purchasing power while funding 4 percent grants. Liquidity ladder covers two years of distributions. Core exposure uses global stocks and inflation-linked bonds, complemented by value and quality tilts. Rebalancing bands maintain risk close to target.
Objective: protect principal while building an income stream. A barbell design pairs short duration reserves with diversified growth assets. Private investments are capped to maintain liquidity, and hedging overlays engage when stress indicators rise.
Objective: build a reliable income stream and reduce sequence risk. The plan uses dividend equities, short bonds, and real assets for inflation defense. Glidepath rules reduce equity risk as the retirement date approaches.
Objective: enhance yield on operational cash without jeopardizing liquidity. Laddered T-bills and ultra-short vehicles are paired with strict concentration limits and governance rules. Daily reporting supports CFO oversight.
Objective: modernize policy to reflect global opportunity sets while improving governance. Strategic allocation clarifies roles for equities, real assets, and diversifiers. Reporting tracks factor exposures and liquidity so committees can make timely decisions.
Case studies are illustrative and do not represent actual client outcomes. Investing involves risk, including loss of capital.
We judge portfolios by the path as much as the destination. We track volatility, maximum drawdown, funding ratio, and tracking error relative to policy. Reviews focus on drivers of change and whether risks remain intentional. Below are metrics we target across most mandates.
Volatility reduction
Shallower drawdowns
Time in policy bands
Fee transparency
We will translate your goals into a policy and workflow you can live with. Expect clear reporting, thoughtful risk budgets, and a cadence that keeps decisions timely and calm.
